Long-term care in Idaho commonly costs several thousand dollars a month. Medicaid eligibility turns on rules about assets, transfers, and timing, and those rules determine what a family must spend before coverage begins.
Medicaid's rules leave room to protect assets, but they are strict and mistakes are costly. A gift to a grandchild, a name added to a deed, a car signed over to a caregiver: under the five-year lookback, each can delay eligibility by months. Fazzio Law helps families assess eligibility, plan around the lookback, structure assets within the rules for the spouse at home as well as the spouse in care, and prepare the Medicaid application correctly the first time.
The firm also handles the planning that should surround the Medicaid question: powers of attorney, health-care directives, and elder-focused estate planning. Planning earlier leaves more options open, though options frequently remain even when care is imminent.
Often it is not. Options frequently remain even mid-crisis, but they narrow with each well-meaning move made without advice. Bring the financial picture to a free consultation before anything is transferred or spent.
Medicaid reviews five years of financial history for gifts and below-value transfers, and penalizes them with a period of ineligibility. It is the single most common and most expensive surprise in this area.
No Cost Initial Consultation
Call the office, book a time online, or send a message through the firm's contact page. Every fee is flat and stated in writing before any work begins.
208-279-7568